As the weather starts to chill for the winter, warm yourself up with a cozy sweater. Whether it's a time-honored cashmere cardigan or a comfy wrap, sweaters of all sorts are guaranteed to keep you toasty and chic without devastating your wallet. There are lots of possibilities here, from a big chunky sweater matched with a flowing skirt to full-fledged sweater dresses.
Then there's the classic peacoat and trench coat terrain; both items fail to go out of style. Let your outerwear show some of your pizzazz; even if its plaid pizzazz. If you have trouble affording some of the pricier pieces of outerwear on the market, wait for the weather to warm up and make a clever coat purchase then. With a sharp eye, you can avoid choosing a jacket or other purchase that will look dated by the time the next fall rolls around. Then keep your hot item in the closet until the temperature returns to cool.