Ultimate Guide to Programs for Working Parents

Child Care Programs for Working Parents

Child care can be expensive, and if your family is considered low-income, it may not seem like a possibility. However, with government assistance, it often can be. The Child Care and Development Fund (CCDF) is a federal program created to help low-income families pay for child care so that parents can work or go to school to train for a job. In 2009, the fund provided $7 billion in subsidies to families all over the United States [source: ACF: Fact].

To be eligible for a CCDF subsidy, parents must meet certain requirements, and depending on the state or territory they live in, the child care provider they choose may be required to meet certain health and safety standards. Currently, 29 states or territories issue certificates that can be used at any legally operating child care facility, and the rest require child care providers to be approved ahead of time [source: ACF: Services].

In 2008, more than 1.6 million children from more than 900,000 U.S. families were estimated to have received help from CCDF subsidies. To find out whether you're eligible for a subsidy, get in contact with the CCDF office in your state. You can find a list of those offices on the National Child Care Information and Technical Assistance Center Web [source: NCCIC].

If you aren't eligible for CCDF, you may still be eligible for a tax credit. Keep reading to find out more.