Your kids probably got your long eyelashes and button nose. They probably also inherited your fiery temper and your cat allergy. They may even get their hands on Grandma's grand piano, or maybe the turn-of-the-century home that's been in the family for years. You want your children to remember you when you're gone, but what if you don't have any heirloom-quality possessions worth giving? If you have nothing of any financial value to pass down, don't worry. The things that matter to your descendants don't necessarily have to be worth money to be important. Sometimes, emotional value far outweighs any financial worth, so keep this in mind when choosing what you'll pass down to your family.
So how do you decide what to pass down? The personal effects discussed on the next page may give you some ideas.