Can you say "of the moment"? The Statement Necklace is in, and it can say so much -- bohemian, retro, expensive, arty, avant-garde. Making sure it also says "festive" is a snap.
Look for something that shines; crystals and quality rhinestones can do it admirably without looking cheap. Gemstones, silver and gold, and dramatic beading (especially a bib) can all convey holiday glamour.
Whatever you do, do accessorize, and go dramatic. This time of year, it's easy to pull it off without going Liberace.
For more on holiday style, check out the links on the next page.